Cláudio Santos
Comercial Director
How will we help?
It is not easy to find the best conditions for house mortgage. It is a lengthy, bureaucratic process that requires a lot of effort and patience. We do this work for you – free of charge!
We look for the bank that offers the best conditions for your case. We have access to privileged channels from the main Portuguese banks, and we negotiate with them the best possible conditions in order to obtain housing mortgage with the lowest possible spread.
This way you can avoid bureaucracy, lower procedural costs, and obviously obtain the best market conditions.
Paul's case: Savings of 758€ per year
Paul saved 27.854,4€ on interest
Paul found his ideal home and went to his bank to negotiate a €300.000 mortgage for 40 years.
The best spread presented to him was 1.4%, which represented an instalment of €816.6. With the Doutor Finanças help, Paulo got a mortgage with a spread of 1% and a monthly payment of €758,57.
Thanks to Doutor Finanças, Paulo saved €696,36 per year, which after 40 years will represent a total savings of €27.854,4.
58,03€
Savings per month696,36€
Savings per year27.854,4€
Total savingsSofia's case: savings of 956€/year
Sofia saved a total amount of 33.485,27€ on interest
Sofia had a mortgage of €180.000, with a term of 35 years and a rate of 2%. Per month, this client paid €596,27 in instalments.
With Doctor Finanças services, Sofia managed to move to a rate of 1,1%, with a new instalment of €516,57. This is a savings of €79,72 every month, which represents an annual savings of €956,64.
After 35 years, this customer will have saved €33.485,27
79,72€
Savings per month956,64€
Savings per year33.485,27€
Total savingsPaul's case: Savings of 758€ per year
Paul found his ideal home and went to his bank to negotiate a €300.000 mortgage for 40 years.
The best spread presented to him was 1.4%, which represented an instalment of €816.6. With the Doutor Finanças help, Paulo got a mortgage with a spread of 1% and a monthly payment of €758,57.
Thanks to Doutor Finanças, Paulo saved €696,36 per year, which after 40 years will represent a total savings of €27.854,4.
58,03€
Savings per month696,36€
Savings per year27.854,4€
Total savingsSofia's case: savings of 956€/year
Sofia had a mortgage of €180.000, with a term of 35 years and a rate of 2%. Per month, this client paid €596,27 in instalments.
With Doctor Finanças services, Sofia managed to move to a rate of 1,1%, with a new instalment of €516,57. This is a savings of €79,72 every month, which represents an annual savings of €956,64.
After 35 years, this customer will have saved €33.485,27
79,72€
Savings per month956,64€
Savings per year33.485,27€
Total savingsHow does the process works?
Please fill the contact form bellow and submit it
Please fill the contact form bellow and submit it
Gather all the documentation for your assigned Doctor to analyse and understand your expectations
Gather all the documentation for your assigned Doctor to analyse and understand your expectations
Negotiation with our partners starts so that we get the best proposal for you
Negotiation with our partners starts so that we get the best proposal for you
The best proposal is presented and we advise you, on taking the best financial decisions
The best proposal is presented and we advise you, on taking the best financial decisions
Hand holding till the end of the process
Hand holding till the end of the process
Sign up below so we can help you with your Housing Credit.
It only takes 1 minute.
With Doutor Finanças help, you will be able to:
- Access the best spreads on the market
- More competitive insurances
- Negotiate with multiple banks
- Avoid bureaucracy (we take care of everything for you)
- We help with new or existing home loans
They were tireless from the first minute and managed to negotiate and present a better home loan proposal. In April I started saving!
Patrícia P.
I transferred my House Mortgage with a spread of 2.2 with guarantors to 1.5 without guarantors. Super professionals!! Congratulations to the whole team!
Virgínia S.
Without Doutor Finanças my process would not have been possible. You made our life so much easier, I can only say wonderful things about your work.
Telma S
With Doutor Finanças help, you will be able to:
- Access the best spreads on the market
- More competitive insurances
- Negotiate with multiple banks
- Avoid bureaucracy (we take care of everything for you)
- We help with new or existing home loans
They were tireless from the first minute and managed to negotiate and present a better home loan proposal. In April I started saving!
Patrícia P.
I transferred my House Mortgage with a spread of 2.2 with guarantors to 1.5 without guarantors. Super professionals!! Congratulations to the whole team!
Virgínia S.
Without Doutor Finanças my process would not have been possible. You made our life so much easier, I can only say wonderful things about your work.
Telma S
How does the process works?
Contact form bellow is submitted
Contact form bellow is submitted
Gather all the documentation for your assigned Doctor to analyze and understand your expectations
Gather all the documentation for your assigned Doctor to analyze and understand your expectations
Negotiation with our partners so that we get the best proposal for you
Negotiation with our partners so that we get the best proposal for you
The best proposal is presented and we advise you on taking the best financial decision
The best proposal is presented and we advise you on taking the best financial decision
Hand holding till the end of the process
Hand holding till the end of the process
01
How do you assure that the proposal represent the best conditions on the market?
We work with the main financial institutions, and we have direct access to the right departments. What we do is to negotiate with the banks the best conditions for the mortgage you are looking for, until we get the most suitable proposal for you.
02
Is the process complicated? Is there a lot of bureaucracy involved?
No. We take care of the bureaucracy and negotiation for you.
03
Do I need to pay anything?
No. The house mortgage counseling, our service, is completely free.
04
If it's free, what do you gain from this service?
Simple. We receive a small commission from the bank that takes your mortgage. Don’t worry, we don’t choose the best mortgage based on the commission, but based on the best conditions for you.
05
Why do you ask for so much data?
The amount of data we ask for upfront will help us to speed up your process from the very beginning with the Specialist best suited for your case.