
Why work with Doutor Finanças?
Finding the best tailor-made solutions for your mortgage loan can be a bureaucratic and time-consuming process, especially if you are a foreigner. That’s why we created a dedicated and exclusive area to deal with cases like yours.
We have privileged access to the major Portuguese banks and negotiate the best financing conditions for your case. We develop all kinds of efforts to obtain the most favorable proposal to you, without having to deal with paperwork.
Our technology allied to the knowledge of our mortgage experts guarantees a simpler and more agile process. Save (precious) time while we negotiate for you.

We speak fluent English and mortgage loan is our middle name!
Our team of private mortgage experts will analyze every detail of your case.
When you start the process with us, you will be accompanied in a personalized, exclusive, and dedicated way, so that you can have a better understanding of the whole process. From the feasibility analysis, collection of documentation, building the approach of your case, risk analysis, negotiation with the bank, signing of the deed, to the formalization of the purchase of your house.
We make your needs and expectations our goals and celebrate with you every victory.

Buying a house in Portugal: is it possible to resort to a Mortgage Loan, being a foreigner?
Yes, it is. As a foreigner, you can resort to credit for your own permanent home, holiday home, or even for investment, anywhere in the country.
“But do I need to work in Portugal?” No, you only need to obtain a Portuguese tax identification number (NIF), even if you buy a house in Portugal only as an investor. This can be a very interesting and advantageous scenario for you, since not only you won’t be decapitalized, but you can also get a return on your money.
Talk to us and we will do all the advising until you have the keys to your new house. Your only mission will be getting ready to enjoy the best that Portugal has to offer.
How do we follow up your case?

Sign up using the form below

Sign up using the form below

You receive a call from your private assessor to know your expectations

You receive a call from your private assessor to know your expectations

We gather all the information and build a solid approach to your case

We gather all the information and build a solid approach to your case

We submit your file and negotiate the best proposals for you

We submit your file and negotiate the best proposals for you

Accompany you until you have the keys to your house!

Accompany you until you have the keys to your house!
Please fill out the form below so we can assist you. It only takes 1 minute.
With Doutor Finanças help it will be possible to:
- Personalized guidance in English
- Access to the most competitive and suitable proposals
- Have better insurance quotes
- Avoid bureaucracy and gain (precious) time
- Service completely free of charge to you
I want to thank the whole team for their professionalism and dedication throughout the process until the day of the deed. The whole team was very friendly, organized, and clear in all details. I recommend it!
António Figueiredo
A very helpful team from start to finish. Always very careful, attentive to help the customer to find the best solution and do everything to help. I recommend 100%. Simple and quick procedure
Mafalda Lima
With Doutor Finanças help it will be possible to:
- Personalized guidance in English
- Access to the most competitive and suitable proposals
- Have better insurance quotes
- Avoid bureaucracy and gain (precious) time
- Service completely free of charge to you
I want to thank the whole team for their professionalism and dedication throughout the process until the day of the deed. The whole team was very friendly, organized, and clear in all details. I recommend it!
António Figueiredo
A very helpful team from start to finish. Always very careful, attentive to help the customer to find the best solution and do everything to help. I recommend 100%. Simple and quick procedure
Mafalda Lima
Frequently Asked Questions
01
How do you ensure that these are the best conditions in the market?
We work in partnership with the main banks, finance, and insurance companies, thus having access to privileged channels. What we do is negotiate with banks and insurance companies until we get the best mortgage offer for you. Yes, because getting the best mortgage loan is about negotiating all the conditions, from the loan itself to the insurance and associated products.
02
What is a credit intermediary?
A credit intermediary is someone – person or company – who mediates between you and the bank or credit institution. Credit intermediaries are registered with the Bank of Portugal and need the regulator’s authorization to operate in the market.
03
What are the advantages of using Doutor Finanças?
We make the mediation between the customer and the bank, we support the collection of necessary documentation, we clarify all the customer’s doubts in the several stages of analysis and contract of the mortgage loan (and associated products), helping him take better financial decisions.
In short: Doutor Finanças deals with all the bureaucracy, in a simple, effective way and without costs to you!
04
Is the process complicated for me? Is there a lot of bureaucracy?
No. We take care of all the paperwork and negotiation for you. However, you can clear up your doubts through our guide with everything you need to know about mortgage loans.
05
If the client has no associated costs, what do you gain by providing this service?
Our advice and follow-up service is completely free of charge for the customer.
We receive a small commission from the bank that takes your mortgage. But don’t worry, we don’t choose the best mortgage based on commission, but based on the best conditions for you. For us, the customer always comes first.
06
How can I increase the likelihood of getting my mortgage approved?
It’s crucial to make sure you have everything for your mortgage loan to be approved. In other words, if you have any bank incident, it will not be possible to get a mortgage loan. Try to give as much information as possible, without omitting facts relevant to the case, because the bank will know all the details when they evaluate your file. We’ve put together some tips to get your mortgage loan approved and prepared a guide with everything you need to know.